Mortgages for Professionals
Cherry Tree Financial has a wealth of experience providing professional mortgage advice to our discerning, professional clients in the York and wider North Yorkshire area, as well as all over the country (we have clients in most counties).
We offer a bespoke, friendly service that is backed up with a wealth of experience in this sector – including advising clients with complex and/or high-income profiles.
As a professional, you are able to obtain preferential rates and often higher income multiples which we can advise on; having the necessary industry knowledge and links to specialist and niche lenders who have a strong desire to loan to professionals.
Professions considered (not exhaustive):
Doctors
Veterinary surgeons
Barristers
Solicitors
Teachers
Dentists
Accountants
Actuaries
Solicitors
(and many more occupations)
Professional Mortgages: A Summary
Professional mortgages offer professionals particular exclusive advantages. Due to your professional status, a potential lender/bank will perceive that you are lower risk. You have amassed skills; qualifications, assumed reliable job progression and reliable income. As such you are considered to have integrity of income and therefore some of the below may be offered;
Exclusive product range
Larger Loans
Discretion/greater flexibility at underwriting
Lower deposits
Greater flexibility with overpayments
Ensuring you find the right professional mortgage, tailored for your specific circumstances is what we do.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as BTLs are not regulated by the FCA.